A new approach to car insurance, just for studentsBy Tempcover
While students usually pay the most for their cover, there is another way for drivers at university to save money on car insurance. Tempcover’s student only insurance offers temporary insurance for when you actually want to drive, saving you time and hundreds of pounds on car insurance.
We all know that being a student isn’t cheap. When you’re paying for food, supplies, and of course the occasional night out, the money seems to go out a lot quicker than it comes in.
With your student overdraft taking hit after hit, the last thing you want to pay for is expensive car insurance, especially if you only drive a few weeks a year.
This leaves a lot of students in a tough situation. Do you pay thousands for annual insurance you may only use for a few weeks, or do you save that money but not be able to drive when you need to?
What many students don’t know is that there is another option, one that could save you time and money while still letting you drive. Temporary car insurance from Tempcover is the ideal solution for student drivers.
Why choose temporary insurance?
Short term insurance offers university students comprehensive car insurance so you can use a family member’s car for up to 28 days. You’ll be legally insured to drive the vehicle for the duration of the policy without being tied into any long term contracts.
Not only do you get comprehensive insurance as standard, covering your vehicle against damage from an accident even if it was your fault, but the policy also protects the owners No Claims Discount.
This all-round package gives complete peace of mind to even the most reluctant of car owners because even though an inexperienced driver may be using their car, they get complete financial protection.
Getting a quote is simple and straightforward and takes just a couple of minutes. Once you’ve got your quote, you can then customise your policy to suit your situation. You can add breakdown assistance and even gadget cover if you want.
When you’ve got the policy you want, your documents will be emailed to you straight away so there’s no waiting around. It’s a simple process with no difficult questions.
How could temporary car insurance save me money?
The lack of experience of most student drivers means that insurance premiums can costs thousands of pounds a year. At the end of 2016, the average premium was £1,831 for drivers under 25.
This expense is something few students can comfortably afford and if you’re not even using your vehicle a lot, then you’re simply throwing money away.
To help keep the cost of insurance down, Tempcover has created a specific scheme designed to help student drivers at university. The scheme offers uni students insurance as and when you need it without having to pay for cover when you’re not driving.
Available from 1-28 days, the scheme offers the best value for money possible. Only need cover for a few weeks over Christmas? Tempcover could be the best option for you.
Can I get cover?
In order to get a quote, you must be:
- A university student with a valid university email address
- Aged between 19 and 25
- Home from university wanting to drive a parent or other relative’s car
If this doesn’t sound like you or you need to add an additional driver to your policy, Tempcover can still offer great value short term cover through our standard car scheme.